Consumer Groups Say Market Forces, Not Claims, Caused Med Mal Crisis (Insurance Journal , March 29, 2007)

New Study in Illiniois Malpractice Debate (St. Louis Post-Dispatch, March 29, 2007)

New Data Confirms That Doctors Were Price-Gouged by the Insurance Industry During this Decade (March 28, 2007)
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This study, Stable Losses/Unstable Rates 2007, shows that over the last 30 years, medical malpractice payouts, including jury awards, have tracked medical inflation while premiums have gyrated up and down in sync with the economy, interest rates and investment income.

AIR Co-releases CFA Report: Dramatic Increase in Insurance Industry Profits (January 8, 2007)
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News Release: Commerical Insurance Rates Continue to Fall While Insurer Profits Continue to Skyrocket to Record Levels (October 25, 2006) (PDF)

News Release: Consumer Group Calls for Removal of Private Sector from Florida Hurricane Business (April 7, 2006)(PDF)
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The Insurance Industry’s Troubling Response To Hurricane Katrina (News Release, January 11, 2006)(PDF)
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Think Malpractice is Driving Up Health Care Costs? Think Again.

They’ve even scared some people into fighting their battle for them,
like doctors, patients, homeowners and small businesses.

Why do they want to shift their responsibility for mismanagement to us?
What else are they up to?

Insurance company proposals to weaken our civil justice system
only make rich insurance companies richer.

SAY NO!
FIGHT BACK!
JOIN AMERICANS FOR INSURANCE REFORM!

Reform the insurance industry instead of taking away rights to hold wrongdoers accountable in court.

For more information about this problem and measures that can help solve it, see AIR's mission statement.

* According to the June 24, 2002, Wall Street Journal, "Following a cycle that recurs in many parts of the business, a price war [among insurance companies] that began in the early 1990s led insurers to sell malpractice coverage to obstetrician- gynecologists at rates that proved inadequate to cover claims. Some of these carriers had rushed into malpractice coverage, because an accounting practice widely used in the industry made the area seem more profitable in the early 1990s than it really was. A decade of short-sighted price slashing led to industry losses of nearly $3 billion last year. "I don't like to hear insurance-company executives say it's the tort [injury-law] system -- it's self-inflicted," says Donald J. Zuk, chief executive of Scpie Holdings Inc., a leading malpractice insurer in California. What's more, the litigation statistics most insurers trumpet are incomplete. The statistics come from Jury Verdict Research, a Horsham, Pa., information service, which says its 2,951-case malpractice database has large gaps. It collects award information unsystematically, and it can't say how many cases it misses. Most important, the database excludes victories by doctors and hospitals - verdicts worth zero dollars." (emphasis added)